Tillamook Car Accident Claims Process
If you are involved in a car crash, what steps can you expect to go through before you obtain financial compensation for your losses? While it is important to remember that each case will have a particular set of facts and that we cannot provide a detailed analysis of your claims process before speaking with you about your case, the following are common steps in the Tillamook car accident claims process:
- Report the accident to your insurance company and seek medical attention for your injuries;
- Determine whether to file a first-party or third-party auto insurance claim with help from your Tillamook car accident lawyer;
- Allow the insurance company to conduct its investigation;
- Negotiate with the insurance company for a fair and reasonable settlement offer to compensate you for your losses;
- File a car accident lawsuit if the insurance company does not offer a reasonable settlement, or if the settlement cannot fully compensate you for your losses;
- Negotiate with the at-fault party (or parties) with assistance from your Tillamook auto accident lawyer;
- Take your case to trial if the at-fault party will not offer a reasonable settlement; and
Court will reach a verdict, and you will obtain a damages award if you win your case.
Mistakes You Should Avoid in Car Crash Cases
- Admitting fault, either to the other driver or to the insurance company: You need to remember that the insurance company will never be on your side in a car accident case. To be sure, the insurance company will be considered with its own numbers, and if it can avoid paying your claim, it will do so. Admitting fault can also result in you being barred from recovery under Oregon’s comparative negligence law if you are 51 percent or more to blame. Even if you are 50 percent or less at fault, your damages award will still be diminished by your percentage of fault.
- Failing to be assessed by a healthcare provider: Many injuries in Oregon car crashes and truck accidents do not show up right away. If you wait to see your doctor and your injuries get worse because of your delay, the at-fault driver might argue that you are not entitled to damages under Oregon’s comparative negligence law.
- Accepting a settlement offer without consulting a lawyer: Insurance companies will do their best to pay out as little as possible when they receive an insurance claim. It can be difficult for car accident victims to know whether the insurance company is offering a reasonable settlement without speaking to a lawyer, and a car accident victim may be tempted to take any settlement offer at all when medical bills are piling up. Do not make this mistake in the short term when an Oregon car accident lawyer can help you to get a better settlement offer that will provide you with more resources in the long term.
- Missing the time window set by the statute of limitations: According to Oregon’s personal injury statute of limitations, most car accident lawsuits need to be filed in court within two years from the date the accident occurred. If an injured person does not file a lawsuit within that amount of time, she or he could end up with a time-barred claim regardless of the strength of the evidence in the case.
Contact a Car Accident Lawyer in Tillamook, OR
Do you need assistance with your auto accident claim? Our Tillamook car accident lawyer at our firm can help. Contact the Johnston Law Firm today to get started.
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